Question: When will HUD require the use of the Fannie Mae/Freddie Mac Form 1103, Supplemental Consumer Information Form (SCIF)?
Answer:
For mortgage applications dated on or after August 28, 2023, the SCIF must be completed for FHA loans. The SCIF is an industry-recognized form used during the mortgage application process that allows borrowers to voluntarily identify language preferences and provide information on housing counseling and homeownership education they may have received. Loan applicants may choose to provide all, some, or none of the information requested on the form. Lenders must transmit any information an applicant chooses to provide to HUD as part of the lender’s required loan application data submissions. It is important for lenders to make sure their loan program packages are updated in this regard.
Mortgagee Letter 2023-13 applies to all FHA Title II Single Family forward mortgage programs.
