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Question: Has HUD rescinded the requirement for the Supplemental Consumer Information Form to be completed in connection with the loan applications?

Answer:  Yes.  

In 2023, HUD began requiring lenders to collect information about an applicant’s language preference and any homeownership education and housing counseling the applicant received on the Supplemental Consumer Information Form (SCIF) as part of the loan application.  HUD (and Fannie Mae and Freddie Mac) adopted this  requirement at their discretion; it is not a statutory requirement.   

On June 27, 2025, HUD published Mortgagee Letter 2025-15 rescinding the requirement to provide the SCIF to applicants and to collect the associated information.  HUD determined that only 1.2% of FHA applicants completed the SCIF in a manner that provided any potential benefit to the applicants.  HUD further stated that removing this requirement is a step toward eliminating policies that increase regulatory and financial burdens on mortgagees.  

HUD’s rescission of the SCIF requirement is effective immediately.

Note, Fannie Mae and Freddie Mac still require the SCIF.