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Question: Have there been any recent changes to HUD’s Important Notice to Homebuyer (92900B) Disclosure?

Answer:

Yes.  Effective November 19, 2025, the Federal Housing Administration (FHA) waived its policy requiring mortgagees to provide borrowers with HUD Form 92900-B, Important Notice to Homebuyers. This change is intended to streamline processes and reduce administrative burdens for lenders by eliminating a redundant and outdated form. FHA hopes that this change leads to faster processing times and a less cumbersome experience for the borrower.

The waiver removes the following specific requirements regarding Form HUD-92900-B found in Section II.A.1.a.ii.A.(2) of the Single Family Housing Policy Handbook 4000.1 (Handbook 4000.1):

• Providing a copy of the form to the applicant when a mortgage application is received;
• Obtaining the borrower's signature on the form; and
• Retaining the executed form in the FHA case binder.

The waiver is effective for cases not yet endorsed. Mortgagees must still comply with all other disclosure obligations under existing statutes and regulations. 

The official waiver is located on HUD’s Housing Waivers webpage.